{"id":45285,"date":"2026-04-26T19:55:33","date_gmt":"2026-04-26T19:55:33","guid":{"rendered":"https:\/\/newsoneclick.com\/?p=45285"},"modified":"2026-04-26T19:55:49","modified_gmt":"2026-04-26T19:55:49","slug":"%e0%a4%95%e0%a4%be%e0%a4%b0-%e0%a4%87%e0%a4%82%e0%a4%b6%e0%a5%8d%e0%a4%af%e0%a5%8b%e0%a4%b0%e0%a5%87%e0%a4%82%e0%a4%b8-%e0%a4%b8%e0%a4%b8%e0%a5%8d%e0%a4%a4%e0%a4%be-%e0%a4%95%e0%a5%88%e0%a4%b8","status":"publish","type":"post","link":"https:\/\/newsoneclick.com\/?p=45285","title":{"rendered":"\u0915\u093e\u0930 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0938\u0938\u094d\u0924\u093e \u0915\u0948\u0938\u0947 \u0932\u0947\u0902?"},"content":{"rendered":"

 <\/p>\n

\u0906\u091c \u0915\u0947 \u0938\u092e\u092f \u092e\u0947\u0902 \u0915\u093e\u0930 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0938\u093f\u0930\u094d\u092b \u0915\u093e\u0928\u0942\u0928\u0940 \u091c\u0930\u0942\u0930\u0924 \u0939\u0940 \u0928\u0939\u0940\u0902 \u092c\u0932\u094d\u0915\u093f \u0906\u092a\u0915\u0940 \u0917\u093e\u0921\u093c\u0940 \u0914\u0930 \u091c\u0947\u092c \u0926\u094b\u0928\u094b\u0902 \u0915\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0915\u093e \u091c\u0930\u0942\u0930\u0940 \u0939\u093f\u0938\u094d\u0938\u093e \u0939\u0948\u0964 \u0932\u0947\u0915\u093f\u0928 \u0915\u0908 \u0932\u094b\u0917 \u092c\u093f\u0928\u093e \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u0947 \u092e\u0939\u0902\u0917\u093e \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0932\u0947 \u0932\u0947\u0924\u0947 \u0939\u0948\u0902\u0964 \u0938\u0939\u0940 \u0924\u0930\u0940\u0915\u0947 \u0905\u092a\u0928\u093e\u0915\u0930 \u0906\u092a \u0906\u0938\u093e\u0928\u0940 \u0938\u0947 \u0938\u0938\u094d\u0924\u093e \u0914\u0930 \u092c\u0947\u0939\u0924\u0930 \u0915\u093e\u0930 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u092a\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/span><\/p>\n

1. \u0905\u0932\u0917-\u0905\u0932\u0917 \u0915\u0902\u092a\u0928\u093f\u092f\u094b\u0902 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u0915\u0930\u0947\u0902<\/strong><\/span>
\n\u0915\u093e\u0930 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0932\u0947\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0915\u092e \u0938\u0947 \u0915\u092e 3-4 \u0915\u0902\u092a\u0928\u093f\u092f\u094b\u0902 \u0915\u0947 \u092a\u094d\u0932\u093e\u0928 \u091c\u0930\u0942\u0930 \u0924\u0941\u0932\u0928\u093e \u0915\u0930\u0947\u0902\u0964<\/span>
\n\u0911\u0928\u0932\u093e\u0907\u0928 \u0924\u0941\u0932\u0928\u093e \u0915\u0930\u0928\u0947 \u0938\u0947 \u0906\u092a\u0915\u094b \u0938\u092c\u0938\u0947 \u0938\u0938\u094d\u0924\u093e \u0914\u0930 \u092c\u0947\u0939\u0924\u0930 \u0915\u0935\u0930 \u092e\u093f\u0932 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/span><\/p>\n

2. \u0938\u0939\u0940 \u0915\u0935\u0930\u0947\u091c \u091a\u0941\u0928\u0947\u0902<\/strong><\/span>
\n\u0939\u0930 \u0915\u093f\u0938\u0940 \u0915\u094b \u092e\u0939\u0902\u0917\u093e \u201c\u0915\u0949\u092e\u094d\u092a\u094d\u0930\u093f\u0939\u0947\u0902\u0938\u093f\u0935 \u092a\u094d\u0932\u093e\u0928\u201d \u091c\u0930\u0942\u0930\u0940 \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u093e\u0964<\/span>
\n\u0905\u0917\u0930 \u0915\u093e\u0930 \u092a\u0941\u0930\u093e\u0928\u0940 \u0939\u0948 \u2192 \u0925\u0930\u094d\u0921 \u092a\u093e\u0930\u094d\u091f\u0940 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u092d\u0940 \u092a\u0930\u094d\u092f\u093e\u092a\u094d\u0924 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948<\/span>
\n\u0928\u0908 \u0915\u093e\u0930 \u2192 \u0915\u0949\u092e\u094d\u092a\u094d\u0930\u093f\u0939\u0947\u0902\u0938\u093f\u0935 \u092a\u094d\u0932\u093e\u0928 \u092c\u0947\u0939\u0924\u0930<\/span>
\n\ud83d\udc49 \u091c\u0930\u0942\u0930\u0924 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u092a\u094d\u0932\u093e\u0928 \u091a\u0941\u0928\u0915\u0930 \u0906\u092a \u092a\u0948\u0938\u0947 \u092c\u091a\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/span><\/p>\n

https:\/\/newsoneclick.com\/?p=45252 \ud83d\udc48 <\/a><\/span><\/strong><\/span>\u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921: \u092b\u093e\u092f\u0926\u0947 \u0914\u0930 \u091b\u093f\u092a\u0947 \u0939\u0941\u090f \u0928\u0941\u0915\u0938\u093e\u0928 \u091c\u093f\u0928\u094d\u0939\u0947\u0902 \u0939\u0930 \u0915\u093f\u0938\u0940 \u0915\u094b \u091c\u093e\u0928\u0928\u093e \u091a\u093e\u0939\u093f\u090f<\/strong><\/span><\/p>\n

3. No Claim Bonus (NCB) \u0915\u093e \u092b\u093e\u092f\u0926\u093e \u0932\u0947\u0902<\/strong><\/span>
\n\u0905\u0917\u0930 \u0906\u092a\u0928\u0947 \u092a\u093f\u091b\u0932\u0947 \u0938\u093e\u0932 \u0915\u094b\u0908 \u0915\u094d\u0932\u0947\u092e \u0928\u0939\u0940\u0902 \u0932\u093f\u092f\u093e \u0939\u0948, \u0924\u094b \u0906\u092a\u0915\u094b NCB \u092e\u093f\u0932\u0924\u093e \u0939\u0948\u0964<\/span>
\n\u0907\u0938\u0938\u0947 \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e \u092e\u0947\u0902 20% \u0938\u0947 50% \u0924\u0915 \u0915\u0940 \u091b\u0942\u091f \u092e\u093f\u0932 \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/span><\/p>\n

4. Deductible \u092c\u0922\u093c\u093e\u090f\u0902<\/strong><\/span>
\nDeductible \u0935\u0939 \u0930\u093e\u0936\u093f \u0939\u094b\u0924\u0940 \u0939\u0948 \u091c\u094b \u0915\u094d\u0932\u0947\u092e \u0915\u0947 \u0938\u092e\u092f \u0906\u092a\u0915\u094b \u0916\u0941\u0926 \u0926\u0947\u0928\u0940 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964<\/span>
\n\u091c\u094d\u092f\u093e\u0926\u093e deductible \u091a\u0941\u0928\u0928\u0947 \u0938\u0947 \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e \u0915\u092e \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/span><\/p>\n

5. Add-ons \u0938\u094b\u091a-\u0938\u092e\u091d\u0915\u0930 \u0932\u0947\u0902<\/strong><\/span>
\nZero Depreciation, Engine Protection \u091c\u0948\u0938\u0947 add-ons \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e \u092c\u0922\u093c\u093e\u0924\u0947 \u0939\u0948\u0902\u0964<\/span>
\n\u0915\u0947\u0935\u0932 \u0935\u0939\u0940 add-ons \u0932\u0947\u0902 \u091c\u094b \u0906\u092a\u0915\u0947 \u0932\u093f\u090f \u091c\u0930\u0942\u0930\u0940 \u0939\u094b\u0902\u0964<\/span><\/p>\n

https:\/\/newsoneclick.com\/?p=45282 <\/a><\/span><\/strong><\/span>\ud83d\udc48 \u0918\u0930 \u0916\u0930\u0940\u0926\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0915\u093f\u0928 \u092c\u093e\u0924\u094b\u0902 \u0915\u093e \u0930\u0916\u0947\u0902 \u0927\u094d\u092f\u093e\u0928 <\/strong><\/span><\/span><\/p>\n

6. \u0938\u092e\u092f \u092a\u0930 \u0930\u093f\u0928\u094d\u092f\u0942\u0905\u0932 \u0915\u0930\u0947\u0902<\/strong><\/span>
\n\u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0916\u0924\u094d\u092e \u0939\u094b\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0939\u0940 \u0930\u093f\u0928\u094d\u092f\u0942 \u0915\u0930\u093e\u090f\u0902\u0964<\/span>
\n\u0932\u0947\u091f \u0930\u093f\u0928\u094d\u092f\u0942\u0905\u0932 \u092a\u0930 \u091c\u094d\u092f\u093e\u0926\u093e \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e \u0926\u0947\u0928\u093e \u092a\u0921\u093c \u0938\u0915\u0924\u093e \u0939\u0948 \u0914\u0930 NCB \u092d\u0940 \u0916\u0924\u094d\u092e \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/span><\/p>\n

7. \u0938\u0939\u0940 IDV (Insured Declared Value) \u091a\u0941\u0928\u0947\u0902<\/strong><\/span>
\nIDV \u0906\u092a\u0915\u0940 \u0915\u093e\u0930 \u0915\u0940 \u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u0915\u0940\u092e\u0924 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964<\/span>
\n\u25aa\ufe0f\u091c\u094d\u092f\u093e\u0926\u093e IDV = \u091c\u094d\u092f\u093e\u0926\u093e \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e<\/span>
\n\u25aa\ufe0f\u0915\u092e IDV = \u0915\u092e \u0915\u094d\u0932\u0947\u092e \u0905\u092e\u093e\u0909\u0902\u091f<\/span>
\n\u0938\u0902\u0924\u0941\u0932\u093f\u0924 IDV \u091a\u0941\u0928\u0928\u093e \u091c\u0930\u0942\u0930\u0940 \u0939\u0948\u0964<\/span><\/p>\n

8. \u0911\u0928\u0932\u093e\u0907\u0928 \u092a\u0949\u0932\u093f\u0938\u0940 \u0916\u0930\u0940\u0926\u0947\u0902<\/strong><\/span>
\n\u0911\u0928\u0932\u093e\u0907\u0928 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0916\u0930\u0940\u0926\u0928\u0947 \u092a\u0930 \u090f\u091c\u0947\u0902\u091f \u0915\u092e\u0940\u0936\u0928 \u0928\u0939\u0940\u0902 \u0926\u0947\u0928\u093e \u092a\u0921\u093c\u0924\u093e\u0964<\/span>
\n\u0907\u0938\u0938\u0947 \u0906\u092a\u0915\u094b \u0938\u0938\u094d\u0924\u093e \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e \u092e\u093f\u0932\u0924\u093e \u0939\u0948\u0964<\/span><\/p>\n

9. \u0915\u094d\u0932\u0947\u092e \u0939\u093f\u0938\u094d\u091f\u094d\u0930\u0940 \u0938\u093e\u092b \u0930\u0916\u0947\u0902<\/strong><\/span>
\n\u092c\u093e\u0930-\u092c\u093e\u0930 \u0915\u094d\u0932\u0947\u092e \u0915\u0930\u0928\u0947 \u0938\u0947 \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e \u092c\u0922\u093c \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/span>
\n-\u091b\u094b\u091f\u0947 \u0916\u0930\u094d\u091a \u0916\u0941\u0926 \u0909\u0920\u093e\u090f\u0902, NCB \u092c\u091a\u093e\u090f\u0902 \u0914\u0930 \u0932\u0902\u092c\u0947 \u0938\u092e\u092f \u092e\u0947\u0902 \u092a\u0948\u0938\u0947 \u092c\u091a\u093e\u090f\u0902\u0964<\/span><\/p>\n

\u0938\u0938\u094d\u0924\u093e \u0915\u093e\u0930 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0932\u0947\u0928\u093e \u092e\u0941\u0936\u094d\u0915\u093f\u0932 \u0928\u0939\u0940\u0902 \u0939\u0948, \u092c\u0938 \u0938\u0939\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0914\u0930 \u0925\u094b\u0921\u093c\u0940 \u0938\u092e\u091d\u0926\u093e\u0930\u0940 \u0915\u0940 \u091c\u0930\u0942\u0930\u0924 \u0939\u0948\u0964 \u0924\u0941\u0932\u0928\u093e, \u0938\u0939\u0940 \u092a\u094d\u0932\u093e\u0928 \u0914\u0930 NCB \u0915\u093e \u092b\u093e\u092f\u0926\u093e \u0909\u0920\u093e\u0915\u0930 \u0906\u092a \u092c\u0947\u0939\u0924\u0930 \u0915\u0935\u0930\u0947\u091c \u0915\u0947 \u0938\u093e\u0925 \u0915\u092e \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e \u092e\u0947\u0902 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0932\u0947 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/span>
\n\u092f\u093e\u0926 \u0930\u0916\u0947\u0902:<\/strong> \u0938\u0938\u094d\u0924\u093e \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0924\u092d\u0940 \u092b\u093e\u092f\u0926\u0947\u092e\u0902\u0926 \u0939\u0948, \u091c\u092c \u0935\u0939 \u0906\u092a\u0915\u0940 \u091c\u0930\u0942\u0930\u0924 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u0938\u0939\u0940 \u0915\u0935\u0930\u0947\u091c \u092d\u0940 \u0926\u0947\u0964<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

  \u0906\u091c \u0915\u0947 \u0938\u092e\u092f \u092e\u0947\u0902 \u0915\u093e\u0930 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0938\u093f\u0930\u094d\u092b \u0915\u093e\u0928\u0942\u0928\u0940 \u091c\u0930\u0942\u0930\u0924 \u0939\u0940 \u0928\u0939\u0940\u0902 \u092c\u0932\u094d\u0915\u093f \u0906\u092a\u0915\u0940 \u0917\u093e\u0921\u093c\u0940 \u0914\u0930 \u091c\u0947\u092c \u0926\u094b\u0928\u094b\u0902 \u0915\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0915\u093e \u091c\u0930\u0942\u0930\u0940 \u0939\u093f\u0938\u094d\u0938\u093e \u0939\u0948\u0964 \u0932\u0947\u0915\u093f\u0928 \u0915\u0908 \u0932\u094b\u0917 \u092c\u093f\u0928\u093e \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u0947 \u092e\u0939\u0902\u0917\u093e \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0932\u0947 \u0932\u0947\u0924\u0947 \u0939\u0948\u0902\u0964 \u0938\u0939\u0940 \u0924\u0930\u0940\u0915\u0947 \u0905\u092a\u0928\u093e\u0915\u0930 \u0906\u092a \u0906\u0938\u093e\u0928\u0940 \u0938\u0947 \u0938\u0938\u094d\u0924\u093e \u0914\u0930 \u092c\u0947\u0939\u0924\u0930 \u0915\u093e\u0930 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u092a\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 1. \u0905\u0932\u0917-\u0905\u0932\u0917 \u0915\u0902\u092a\u0928\u093f\u092f\u094b\u0902 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u0915\u0930\u0947\u0902 …<\/p>\n","protected":false},"author":3,"featured_media":45286,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15558],"tags":[16682,16680,16681,16683,16684,16685],"class_list":["post-45285","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tie-business","tag-auto-insurance-tips","tag-car-insurance-india","tag-cheap-car-insurance","tag-insurance-premium","tag-no-claim-bonus","tag-vehicle-insurance"],"yoast_head":"\n\u0915\u093e\u0930 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