{"id":45240,"date":"2026-04-26T04:56:55","date_gmt":"2026-04-26T04:56:55","guid":{"rendered":"https:\/\/newsoneclick.com\/?p=45240"},"modified":"2026-04-26T05:57:23","modified_gmt":"2026-04-26T05:57:23","slug":"%e0%a4%aa%e0%a4%b0%e0%a5%8d%e0%a4%b8%e0%a4%a8%e0%a4%b2-%e0%a4%b2%e0%a5%8b%e0%a4%a8-%e0%a4%b2%e0%a5%87%e0%a4%a8%e0%a5%87-%e0%a4%b8%e0%a5%87-%e0%a4%aa%e0%a4%b9%e0%a4%b2%e0%a5%87-%e0%a4%95%e0%a5%8d","status":"publish","type":"post","link":"https:\/\/newsoneclick.com\/?p=45240","title":{"rendered":"\u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928 \u0932\u0947\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0915\u094d\u092f\u093e \u091c\u093e\u0928\u0928\u093e \u091c\u0930\u0942\u0930\u0940 \u0939\u0948"},"content":{"rendered":"<p>&nbsp;<\/p>\n<p><span style=\"font-size: 20px;\"><strong>(Things to Know Before Taking a Personal Loan)<\/strong><\/span><\/p>\n<p><span style=\"font-size: 18px;\"><span style=\"font-size: 20px;\"><strong>\u092f\u0947 8 \u092c\u093e\u0924\u0947\u0902 \u0928\u0939\u0940\u0902 \u091c\u093e\u0928\u0947\u0902\u0917\u0947 \u0924\u094b \u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928 \u092c\u0928 \u091c\u093e\u090f\u0917\u093e \u0938\u093f\u0930\u0926\u0930\u094d\u0926<\/strong><\/span><br \/>\n<\/span><\/p>\n<p><span style=\"font-size: 18px;\">\u0906\u091c \u0915\u0947 \u0938\u092e\u092f \u092e\u0947\u0902 \u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928 \u0932\u0947\u0928\u093e \u092a\u0939\u0932\u0947 \u0938\u0947 \u0915\u0939\u0940\u0902 \u091c\u094d\u092f\u093e\u0926\u093e \u0906\u0938\u093e\u0928 \u0939\u094b \u0917\u092f\u093e \u0939\u0948\u0964 \u0905\u092c \u0906\u092a\u0915\u094b \u0932\u0902\u092c\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0938\u0947 \u0928\u0939\u0940\u0902 \u0917\u0941\u091c\u0930\u0928\u093e \u092a\u0921\u093c\u0924\u093e\u2014\u0911\u0928\u0932\u093e\u0907\u0928 \u0906\u0935\u0947\u0926\u0928 \u0915\u0930\u0947\u0902 \u0914\u0930 \u0915\u0941\u091b \u0939\u0940 \u0938\u092e\u092f \u092e\u0947\u0902 \u092a\u0948\u0938\u093e \u0906\u092a\u0915\u0947 \u0916\u093e\u0924\u0947 \u092e\u0947\u0902 \u0906 \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0932\u0947\u0915\u093f\u0928 \u092f\u0939 \u0938\u0941\u0935\u093f\u0927\u093e \u091c\u093f\u0924\u0928\u0940 \u0906\u0938\u093e\u0928 \u0939\u0948, \u0909\u0924\u0928\u0940 \u0939\u0940 \u091c\u093f\u092e\u094d\u092e\u0947\u0926\u093e\u0930\u0940 \u092d\u0940 \u0932\u0947\u0915\u0930 \u0906\u0924\u0940 \u0939\u0948\u0964 \u092c\u093f\u0928\u093e \u0938\u094b\u091a\u0947-\u0938\u092e\u091d\u0947 \u0932\u093f\u092f\u093e \u0917\u092f\u093e \u0932\u094b\u0928 \u092d\u0935\u093f\u0937\u094d\u092f \u092e\u0947\u0902 \u0906\u0930\u094d\u0925\u093f\u0915 \u092c\u094b\u091d \u092c\u0928 \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0907\u0938\u0932\u093f\u090f \u0932\u094b\u0928 \u0932\u0947\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0915\u0941\u091b \u091c\u0930\u0942\u0930\u0940 \u092c\u093e\u0924\u094b\u0902 \u0915\u094b \u0938\u092e\u091d\u0928\u093e \u092c\u0947\u0939\u0926 \u091c\u0930\u0942\u0930\u0940 \u0939\u0948\u0964<\/span><\/p>\n<p><strong><span style=\"font-size: 18px;\">\u092c\u094d\u092f\u093e\u091c \u0926\u0930 (Interest Rate) \u0938\u092e\u091d\u0947\u0902<\/span><\/strong><br \/>\n<span style=\"font-size: 18px;\">\u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928 \u092a\u0930 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u092c\u0948\u0902\u0915 \u0914\u0930 \u0906\u092a\u0915\u0940 \u092a\u094d\u0930\u094b\u092b\u093e\u0907\u0932 (\u0906\u092f, \u0928\u094c\u0915\u0930\u0940, \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930) \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930\u0924\u0940 \u0939\u0948\u0964<\/span><br \/>\n<span style=\"font-size: 18px;\">&#8211; \u0915\u092e \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u0915\u093e \u092e\u0924\u0932\u092c \u0915\u092e EMI \u0914\u0930 \u0915\u092e \u0915\u0941\u0932 \u092d\u0941\u0917\u0924\u093e\u0928\u0964<\/span><\/p>\n<p><strong><span style=\"font-size: 18px;\">\u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 (CIBIL Score) \u091a\u0947\u0915 \u0915\u0930\u0947\u0902<\/span><\/strong><br \/>\n<span style=\"font-size: 18px;\">\u0905\u091a\u094d\u091b\u093e \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 (750 \u092f\u093e \u0909\u0938\u0938\u0947 \u0905\u0927\u093f\u0915) \u0939\u094b\u0928\u0947 \u092a\u0930 \u0906\u092a\u0915\u094b \u092c\u0947\u0939\u0924\u0930 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u092e\u093f\u0932\u0924\u0940 \u0939\u0948\u0964<\/span><br \/>\n<span style=\"font-size: 18px;\">&#8211; \u0916\u0930\u093e\u092c \u0938\u094d\u0915\u094b\u0930 \u092a\u0930 \u0932\u094b\u0928 \u092e\u0939\u0902\u0917\u093e \u092a\u0921\u093c \u0938\u0915\u0924\u093e \u0939\u0948 \u092f\u093e \u0930\u093f\u091c\u0947\u0915\u094d\u091f \u092d\u0940 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/span><\/p>\n<p><strong><span style=\"font-size: 18px;\">EMI \u0914\u0930 \u0905\u0935\u0927\u093f (Tenure) \u0938\u094b\u091a-\u0938\u092e\u091d\u0915\u0930 \u091a\u0941\u0928\u0947\u0902<\/span><\/strong><br \/>\n<span style=\"font-size: 18px;\">\u091b\u094b\u091f\u0940 \u0905\u0935\u0927\u093f = EMI \u091c\u094d\u092f\u093e\u0926\u093e, \u0915\u0941\u0932 \u092c\u094d\u092f\u093e\u091c \u0915\u092e<\/span><br \/>\n<span style=\"font-size: 18px;\">\u0932\u0902\u092c\u0940 \u0905\u0935\u0927\u093f = EMI \u0915\u092e, \u0915\u0941\u0932 \u092c\u094d\u092f\u093e\u091c \u091c\u094d\u092f\u093e\u0926\u093e<\/span><br \/>\n<span style=\"font-size: 18px;\">&#8211; \u0905\u092a\u0928\u0940 \u0906\u092f \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u092c\u0948\u0932\u0947\u0902\u0938 \u092c\u0928\u093e\u090f\u0902\u0964<\/span><\/p>\n<p><strong><span style=\"font-size: 18px;\">\u091b\u093f\u092a\u0947 \u0939\u0941\u090f \u091a\u093e\u0930\u094d\u091c (Hidden Charges) \u091c\u093e\u0928\u0947\u0902<\/span><\/strong><br \/>\n<span style=\"font-size: 18px;\">\u0932\u094b\u0928 \u0932\u0947\u0924\u0947 \u0938\u092e\u092f \u0915\u0947\u0935\u0932 \u092c\u094d\u092f\u093e\u091c \u0939\u0940 \u0928\u0939\u0940\u0902, \u092c\u0932\u094d\u0915\u093f \u092f\u0947 \u091a\u093e\u0930\u094d\u091c \u092d\u0940 \u0932\u0917\u0924\u0947 \u0939\u0948\u0902:<\/span><br \/>\n<span style=\"font-size: 18px;\">&#8211; \u092a\u094d\u0930\u094b\u0938\u0947\u0938\u093f\u0902\u0917 \u092b\u0940\u0938<\/span><br \/>\n<span style=\"font-size: 18px;\">&#8211; \u092a\u094d\u0930\u0940\u092a\u0947\u092e\u0947\u0902\u091f \u091a\u093e\u0930\u094d\u091c<\/span><br \/>\n<span style=\"font-size: 18px;\">&#8211; \u0932\u0947\u091f \u092a\u0947\u092e\u0947\u0902\u091f \u092b\u0940\u0938<\/span><br \/>\n<span style=\"font-size: 18px;\">&#8211; \u090f\u0917\u094d\u0930\u0940\u092e\u0947\u0902\u091f \u0927\u094d\u092f\u093e\u0928 \u0938\u0947 \u092a\u0922\u093c\u0947\u0902\u0964<\/span><\/p>\n<p><span style=\"color: #000080;\"><strong><span style=\"font-size: 20px;\"><a style=\"color: #000080;\" href=\"https:\/\/newsoneclick.com\/?p=45236\"><span style=\"color: #0000ff;\">https:\/\/newsoneclick.com\/?p=45236<\/span> \ud83d\udc48 <\/a><\/span><\/strong><\/span><span style=\"color: #800000;\"><strong><span style=\"font-size: 20px;\">Personal Loan Guide: What You Must Check Before You Apply: Read article in English<\/span><\/strong><\/span><\/p>\n<p><strong><span style=\"font-size: 18px;\">\u092c\u0948\u0902\u0915 \u0914\u0930 NBFC \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u0915\u0930\u0947\u0902<\/span><\/strong><br \/>\n<span style=\"font-size: 18px;\">\u090f\u0915 \u0939\u0940 \u091c\u0917\u0939 \u0938\u0947 \u0924\u0941\u0930\u0902\u0924 \u0932\u094b\u0928 \u0932\u0947\u0928\u0947 \u0915\u0940 \u092c\u091c\u093e\u092f 2-3 \u092c\u0948\u0902\u0915\/NBFC \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u0915\u0930\u0947\u0902\u0964<\/span><br \/>\n<span style=\"font-size: 18px;\">&#8211; \u091c\u0939\u093e\u0902 \u0915\u092e \u092c\u094d\u092f\u093e\u091c \u0914\u0930 \u092c\u0947\u0939\u0924\u0930 \u0936\u0930\u094d\u0924\u0947\u0902 \u0939\u094b\u0902, \u0935\u0939\u0940 \u091a\u0941\u0928\u0947\u0902\u0964<\/span><\/p>\n<p><span style=\"font-size: 18px;\">\u091c\u0930\u0942\u0930\u0924 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u0939\u0940 \u0932\u094b\u0928 \u0932\u0947\u0902<\/span><br \/>\n<span style=\"font-size: 18px;\">\u091c\u093f\u0924\u0928\u0940 \u091c\u0930\u0942\u0930\u0924 \u0939\u094b \u0909\u0924\u0928\u093e \u0939\u0940 \u0932\u094b\u0928 \u0932\u0947\u0902\u0964 \u091c\u094d\u092f\u093e\u0926\u093e \u0932\u094b\u0928 = \u091c\u094d\u092f\u093e\u0926\u093e EMI = \u091c\u094d\u092f\u093e\u0926\u093e \u0926\u092c\u093e\u0935\u0964<\/span><\/p>\n<p><strong><span style=\"font-size: 18px;\">\u092a\u094d\u0930\u0940\u092a\u0947\u092e\u0947\u0902\u091f \u0914\u0930 \u092b\u094b\u0930\u0915\u094d\u0932\u094b\u091c\u0930 \u0928\u093f\u092f\u092e \u0938\u092e\u091d\u0947\u0902<\/span><\/strong><br \/>\n<span style=\"font-size: 18px;\">\u0905\u0917\u0930 \u0906\u092a \u0932\u094b\u0928 \u091c\u0932\u094d\u0926\u0940 \u091a\u0941\u0915\u093e\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0926\u0947\u0916\u0947\u0902 \u0915\u093f \u092c\u0948\u0902\u0915 \u0909\u0938 \u092a\u0930 \u091a\u093e\u0930\u094d\u091c \u0924\u094b \u0928\u0939\u0940\u0902 \u0932\u0947 \u0930\u0939\u093e\u0964<\/span><\/p>\n<p><strong><span style=\"font-size: 18px;\">EMI \u0938\u092e\u092f \u092a\u0930 \u092d\u0930\u0947\u0902<\/span><\/strong><br \/>\n<span style=\"font-size: 18px;\">EMI \u0932\u0947\u091f \u0939\u094b\u0928\u0947 \u092a\u0930: <\/span><span style=\"font-size: 18px;\">\u092a\u0947\u0928\u0932\u094d\u091f\u0940 \u0932\u0917\u0924\u0940 \u0939\u0948, <\/span><span style=\"font-size: 18px;\">\u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u0916\u0930\u093e\u092c \u0939\u094b\u0924\u093e \u0939\u0948, <\/span><span style=\"font-size: 18px;\">\u0911\u091f\u094b-\u0921\u0947\u092c\u093f\u091f \u0938\u0947\u091f \u0915\u0930\u0928\u093e \u092c\u0947\u0939\u0924\u0930 \u0930\u0939\u0924\u093e \u0939\u0948\u0964<\/span><\/p>\n<p><img decoding=\"async\" class=\"alignnone size-medium wp-image-45245\" src=\"https:\/\/newsoneclick.com\/wp-content\/uploads\/2026\/04\/IMG_20260426_112606-300x233.jpg\" alt=\"\u0905\u092e\u0932\u0924\u093e\u0938 \u0905\u0938\u094d\u092a\u0924\u093e\u0932 \u0915\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940\" width=\"300\" height=\"233\" srcset=\"https:\/\/newsoneclick.com\/wp-content\/uploads\/2026\/04\/IMG_20260426_112606-300x233.jpg 300w, https:\/\/newsoneclick.com\/wp-content\/uploads\/2026\/04\/IMG_20260426_112606-1024x796.jpg 1024w, https:\/\/newsoneclick.com\/wp-content\/uploads\/2026\/04\/IMG_20260426_112606-768x597.jpg 768w, https:\/\/newsoneclick.com\/wp-content\/uploads\/2026\/04\/IMG_20260426_112606.jpg 1080w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p>\n<p><span style=\"font-size: 18px;\">\u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928 \u0906\u092a\u0915\u0940 \u091c\u0930\u0942\u0930\u0924\u094b\u0902 \u0915\u094b \u092a\u0942\u0930\u093e \u0915\u0930\u0928\u0947 \u0915\u093e \u0905\u091a\u094d\u091b\u093e \u0935\u093f\u0915\u0932\u094d\u092a \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u0938\u0939\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u0947 \u092c\u093f\u0928\u093e \u092f\u0939 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092c\u094b\u091d \u092d\u0940 \u092c\u0928 \u0938\u0915\u0924\u093e \u0939\u0948\u0964 <\/span><span style=\"font-size: 18px;\">\u0938\u0939\u0940 \u092a\u094d\u0932\u093e\u0928\u093f\u0902\u0917, \u0924\u0941\u0932\u0928\u093e \u0914\u0930 \u0938\u092e\u091d\u0926\u093e\u0930\u0940 \u0938\u0947 \u0932\u093f\u092f\u093e \u0917\u092f\u093e \u0932\u094b\u0928 \u0939\u0940 \u092b\u093e\u092f\u0926\u0947\u092e\u0902\u0926 \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; (Things to Know Before Taking a Personal Loan) \u092f\u0947 8 \u092c\u093e\u0924\u0947\u0902 \u0928\u0939\u0940\u0902 \u091c\u093e\u0928\u0947\u0902\u0917\u0947 \u0924\u094b \u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928 \u092c\u0928 \u091c\u093e\u090f\u0917\u093e \u0938\u093f\u0930\u0926\u0930\u094d\u0926 \u0906\u091c \u0915\u0947 \u0938\u092e\u092f \u092e\u0947\u0902 \u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928 \u0932\u0947\u0928\u093e \u092a\u0939\u0932\u0947 \u0938\u0947 \u0915\u0939\u0940\u0902 \u091c\u094d\u092f\u093e\u0926\u093e \u0906\u0938\u093e\u0928 \u0939\u094b \u0917\u092f\u093e \u0939\u0948\u0964 \u0905\u092c \u0906\u092a\u0915\u094b \u0932\u0902\u092c\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0938\u0947 \u0928\u0939\u0940\u0902 \u0917\u0941\u091c\u0930\u0928\u093e \u092a\u0921\u093c\u0924\u093e\u2014\u0911\u0928\u0932\u093e\u0907\u0928 \u0906\u0935\u0947\u0926\u0928 \u0915\u0930\u0947\u0902 \u0914\u0930 \u0915\u0941\u091b \u0939\u0940 \u0938\u092e\u092f \u092e\u0947\u0902 \u092a\u0948\u0938\u093e \u0906\u092a\u0915\u0947 \u0916\u093e\u0924\u0947 \u092e\u0947\u0902 \u0906 &hellip;<\/p>\n","protected":false},"author":3,"featured_media":45241,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15558],"tags":[16645,16646,16648,16644,16647,16643],"class_list":["post-45240","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tie-business","tag-credit-score-india","tag-emi-planning","tag-finance-guide","tag-loan-advice","tag-loan-interest-rate","tag-personal-loan-tips"],"yoast_head":"<!-- This site is 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